Banks Ranked by Return on Assets
Top 100 banks · Highest is best · FDIC data from Q2 2024
Return on assets (ROA) measures how efficiently a bank uses its assets to generate profit. Higher is better — an ROA above 1% is considered strong, while negative ROA means the bank is losing money.
| # | Bank | Location | Grade | Score | Return on Assets | Assets |
|---|---|---|---|---|---|---|
| 1 | Fds Bank | Mason, Ohio | A | 100 | 411.18% | $106M |
| 2 | Its Bank | Johnston, Iowa | B | 65 | 266.85% | $34M |
| 3 | Adp Trust Co National Assn | Wilmington, Delaware | B | 65 | 96.00% | $44M |
| 4 | Trust Co of Toledo NA | Holland, Ohio | B | 65 | 93.34% | $7M |
| 5 | Bessemer Tr Co of de NA | Wilmington, Delaware | B | 65 | 85.40% | $32M |
| 6 | Anchorage Digital Bank NA | Sioux Falls, South Dakota | B | 65 | 72.49% | $52M |
| 7 | Goldman Sachs Tr Co NA The | Wilmington, Delaware | B | 65 | 64.91% | $154M |
| 8 | Capital Bank&Trust Co | Irvine, California | A | 100 | 61.14% | $174M |
| 9 | First National Trust Co | Hermitage, Pennsylvania | B | 65 | 55.54% | $46M |
| 10 | Sei Private Trust Co | Oaks, Pennsylvania | A | 100 | 52.82% | $236M |
| 11 | First Finl Trust&Asset Mgnt | Abilene, Texas | B | 65 | 51.24% | $64M |
| 12 | Northwestern Mutual Wealth M | Milwaukee, Wisconsin | B | 65 | 51.17% | $491M |
| 13 | Boston Trust Walden Co | Boston, Massachusetts | A | 96 | 44.11% | $92M |
| 14 | Tiaa Trust National Assn | Charlotte, North Carolina | B | 65 | 41.25% | $250M |
| 15 | Associated Trust Co NA | Milwaukee, Wisconsin | B | 65 | 39.08% | $82M |
| 16 | Computershare Trust Co NA | Canton, Massachusetts | B | 65 | 38.41% | $1.1B |
| 17 | National Advisors Trust Co | Kansas City, Missouri | A | 100 | 36.05% | $21M |
| 18 | Square Finl Services INC | Salt Lake City, Utah | A | 87 | 30.84% | $816M |
| 19 | Private Trust Co NA | Cleveland, Ohio | B | 65 | 30.24% | $28M |
| 20 | Credit One Bank NA | Las Vegas, Nevada | F | 31 | 29.08% | $1.6B |
| 21 | Dayforce National Trust Bank | Bloomington, Minnesota | B | 65 | 28.28% | $17M |
| 22 | Raymond James Trust NA | Saint Petersburg, Florida | B | 65 | 27.84% | $67M |
| 23 | Country Trust Bank | Bloomington, Illinois | A | 100 | 27.70% | $35M |
| 24 | Credit First National Assn | Brook Park, Ohio | A | 100 | 27.21% | $40M |
| 25 | U S Bank Trust Co NA | Portland, Oregon | B | 65 | 27.20% | $2.2B |
| 26 | Security National Trust Co | Wheeling, West Virginia | B | 65 | 26.71% | $8M |
| 27 | Bank of Ny Mellon Tr Co NA | Los Angeles, California | A | 95 | 25.21% | $1.3B |
| 28 | Fidelity Personal Tr Co FSB | Merrimack, New Hampshire | B | 65 | 25.05% | $84M |
| 29 | State Street B&T Co NA | New York, New York | B | 65 | 21.01% | $42M |
| 30 | Chilton Trust Co NA | Palm Beach, Florida | B | 65 | 20.79% | $28M |
| 31 | First Electronic Bank | Salt Lake City, Utah | A | 100 | 19.75% | $429M |
| 32 | Blackrock Instl Tr Co NA | San Francisco, California | C | 50 | 19.40% | $4.5B |
| 33 | Plante Moran Trust NA | Southfield, Michigan | B | 65 | 19.28% | $17M |
| 34 | Canandaigua Natl Tr Co of Fl | Sarasota, Florida | B | 65 | 18.82% | $5M |
| 35 | Brown Brothers Harriman Tr N | New York, New York | B | 65 | 18.31% | $14M |
| 36 | Cibc National Trust Co | Atlanta, Georgia | A | 100 | 17.32% | $354M |
| 37 | Davidson Trust Co | Great Falls, Montana | A | 100 | 17.22% | $11M |
| 38 | Nationwide Trust Co FSB | Columbus, Ohio | A | 100 | 16.97% | $152M |
| 39 | Synovus Trust Co NA | Columbus, Georgia | B | 65 | 15.85% | $144M |
| 40 | Glenmede Trust Co NA | Philadelphia, Pennsylvania | B | 65 | 15.31% | $180M |
| 41 | Key National Tr Co of De | Wilmington, Delaware | B | 65 | 15.29% | $8M |
| 42 | Comerica B&T NA | Ann Arbor, Michigan | A | 100 | 15.28% | $116M |
| 43 | Rockefeller Trust Co NA | New York, New York | B | 65 | 14.91% | $15M |
| 44 | U S Bank Trust NA Sd | Sioux Falls, South Dakota | B | 65 | 14.34% | $158M |
| 45 | Everence Trust Co | Goshen, Indiana | A | 100 | 14.15% | $14M |
| 46 | Beal Bank USA | Las Vegas, Nevada | B | 70 | 13.61% | $17.5B |
| 47 | Legacy Trust Co N A | Houston, Texas | B | 65 | 13.31% | $34M |
| 48 | Philadelphia Trust Co | Philadelphia, Pennsylvania | B | 65 | 12.76% | $25M |
| 49 | Citicorp Trust Delaware NA | New Castle, Delaware | B | 65 | 11.68% | $25M |
| 50 | U S Bank Trust National Assn | Wilmington, Delaware | B | 65 | 10.94% | $807M |
| 51 | First Financial Trust NA | Wakefield, Massachusetts | B | 65 | 10.56% | $16M |
| 52 | Servbank,sb | Oswego, Illinois | C | 59 | 10.44% | $794M |
| 53 | Beal Bank | Plano, Texas | B | 70 | 10.10% | $4.8B |
| 54 | Stafford Savings Bank | Stafford Springs, Connecticut | A | 97 | 10.08% | $415M |
| 55 | First Community Trust NA | Dubuque, Iowa | B | 65 | 9.99% | $14M |
| 56 | Neuberger Berman Trust Co NA | New York, New York | D | 40 | 9.18% | $27M |
| 57 | New Covenant Trust Co NA | Jeffersonville, Indiana | B | 65 | 9.10% | $8M |
| 58 | Newtek Bank National Assn | Miami, Florida | B | 75 | 8.53% | $819M |
| 59 | Deutsche Bank Trust Co NA | New York, New York | B | 65 | 8.33% | $157M |
| 60 | Pitney Bowes Bank INC | Salt Lake City, Utah | C | 63 | 8.07% | $899M |
| 61 | Wilmington Trust NA | Wilmington, Delaware | B | 77 | 8.00% | $699M |
| 62 | Old Point Trust&Finl Service | Newport News, Virginia | B | 65 | 7.87% | $7M |
| 63 | Thrivent Trust Co | Appleton, Wisconsin | A | 100 | 7.85% | $16M |
| 64 | Haverford Trust Co | Radnor, Pennsylvania | B | 65 | 7.80% | $174M |
| 65 | Bessemer Trust Co | Woodbridge, New Jersey | A | 100 | 7.47% | $502M |
| 66 | Evercore Trust Co NA | New York, New York | B | 65 | 7.07% | $14M |
| 67 | HSBC Trust Co Delaware NA | Wilmington, Delaware | B | 65 | 6.82% | $58M |
| 68 | Comenity Bank | Wilmington, Delaware | C | 64 | 6.82% | $7.8B |
| 69 | Wells Fargo de Tr Co NA | Wilmington, Delaware | B | 65 | 6.76% | $242M |
| 70 | Deutsche Bank Tr Co Delaware | Newark, Delaware | B | 65 | 6.75% | $132M |
| 71 | Bny Mellon Trust of Delaware | Wilmington, Delaware | B | 70 | 6.63% | $202M |
| 72 | Celtic Bank | Salt Lake City, Utah | D | 44 | 6.57% | $3.4B |
| 73 | Massmutual Trust Co | Windsor, Connecticut | A | 100 | 6.43% | $91M |
| 74 | Cedar Hill National Bank | Charlotte, North Carolina | A | 100 | 6.31% | $15M |
| 75 | First Credit Bank | Los Angeles, California | A | 82 | 6.15% | $563M |
| 76 | Neuberger Berman Tr Co de NA | Wilmington, Delaware | D | 40 | 6.09% | $8M |
| 77 | Bessemer Tr Co of Ca NA | San Francisco, California | B | 65 | 5.87% | $15M |
| 78 | California Pacific Bank | San Francisco, California | B | 67 | 5.87% | $91M |
| 79 | Wellington Trust Co NA | Boston, Massachusetts | D | 40 | 5.76% | $94M |
| 80 | Eaglemark Savings Bank | Reno, Nevada | B | 77 | 5.63% | $667M |
| 81 | JPMorgan Chase Bank Dearborn | Dearborn, Michigan | A | 100 | 5.62% | $67M |
| 82 | Wex Bank | Sandy, Utah | A | 92 | 5.48% | $7.6B |
| 83 | Bank of Montana | Missoula, Montana | A | 100 | 5.48% | $297M |
| 84 | Sallie Mae Bank | Salt Lake City, Utah | A | 88 | 5.48% | $28.7B |
| 85 | First Security Bk Sleepy Eye | Sleepy Eye, Minnesota | A | 98 | 5.24% | $179M |
| 86 | Edward Jones Trust Co | Saint Louis, Missouri | A | 100 | 5.16% | $131M |
| 87 | Bessemer Trust Co NA | New York, New York | A | 100 | 5.16% | $2.7B |
| 88 | 1st Financial Bank USA | Dakota Dunes, South Dakota | B | 74 | 5.13% | $1.3B |
| 89 | Community Development Bk FSB | Ogema, Minnesota | A | 86 | 5.07% | $167M |
| 90 | Luminate Bank | Minneapolis, Minnesota | C | 59 | 5.07% | $329M |
| 91 | Webbank | Salt Lake City, Utah | A | 85 | 5.00% | $2.2B |
| 92 | Stifel Trust Co NA | Saint Louis, Missouri | A | 100 | 4.70% | $889M |
| 93 | State Bank of Texas | Irving, Texas | D | 39 | 4.69% | $2.7B |
| 94 | Friend Bank | Slocomb, Alabama | C | 62 | 4.68% | $203M |
| 95 | First General Bank | Rowland Heights, California | C | 51 | 4.68% | $1.1B |
| 96 | Texas Exchange Bank | Crowley, Texas | A | 93 | 4.67% | $3.9B |
| 97 | First Nb of Winnsboro | Winnsboro, Texas | C | 62 | 4.57% | $160M |
| 98 | Capital Community Bank | Provo, Utah | B | 75 | 4.50% | $949M |
| 99 | American Express Nb | Sandy, Utah | B | 79 | 4.45% | $192.3B |
| 100 | Sutton Bank | Attica, Ohio | A | 99 | 4.38% | $2.2B |