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BankHealth

STIFEL TRUST CO NA

SAINT LOUIS, MISSOURI · FDIC Cert #33785

A
Health Score
100/100
$889M
Total Assets
$841M
Total Deposits
31.85%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, STIFEL TRUST CO NA holds a Tier 1 capital ratio of 31.85%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STIFEL TRUST CO NA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
97.34%
Liquidity Ratio
Strong — can meet withdrawal demands
4.70%
Return on Assets
Profitable — earning well on assets
$841M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

STIFEL TRUST CO NA shows strong financial health indicators. With $889M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

STIFEL TRUST CO NA has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 31.85%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

STIFEL TRUST CO NA holds $889M in total assets and $841M in total deposits. It is located in SAINT LOUIS, MISSOURI (FDIC Certificate #33785).

STIFEL TRUST CO NA has a Tier 1 capital ratio of 31.85%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 4.70%.

Yes. STIFEL TRUST CO NA is FDIC-insured (Certificate #33785). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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