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Updated June 2026 · FDIC Call Report Q2 2024

Banks in Missouri

193 FDIC-insured banks are chartered in Missouri, holding $211.1B in combined assets. The state-wide average Bank Health Score is 79/100 (B), built from quarterly FDIC Call Report data on capital, loan quality, liquidity, and profitability.

Missouri has 193 FDIC-insured banks headquartered in the state, holding $211.1B in total assets. The average BankHealth composite score across Missouri banks runs 79/100 (average grade B) — favorable territory for a state-level rollup.

The largest bank by total assets in Missouri is Edward Jones Trust Co. 10 banks are flagged as at-risk under the BankHealth rubric — typically a low share for a state with strong average scores. Each bank below links to its full BankHealth profile — Tier 1 capital ratio, non-performing loan ratio, liquidity ratio, ROA, multi-quarter trend, and the composite grade breakdown. Cross-bank comparisons within the same state are most useful when controlling for size class.

Reviewed by BankHealthData Editorial Team · Updated
See full Missouri bank rankings →

Missouri's Banking Sector

Missouri hosts a substantial banking sector — 193 FDIC-insured institutions holding $211.1B in combined assets. The mix ranges from regional commercial banks to small community institutions serving rural communities, with depositor choice typically strong across both urban and rural markets.

Banks in Missouri post an average Bank Health Score of 79/100 (B) — solidly in B territory, broadly aligned with U.S. industry norms. Most banks in the state meet the regulatory "well-capitalized" threshold with material room to spare, though there is meaningful variation across individual institutions.

10 of 193 banks in Missouri (about 5%) currently land in the at-risk tier on the current Call Report. That count is roughly in line with national norms, and reflects the natural tail of any large cohort rather than a state-specific concentration.

Healthiest Banks in Missouri

Edward Jones Trust Co

Score: 100/100$131M assets
A

Stifel Trust Co NA

Score: 100/100$889M assets
A

National Advisors Trust Co

Score: 100/100$21M assets
A

Adrian Bank

Score: 100/100$178M assets
A

Bank of Grain Valley

Score: 100/100$109M assets
A

Community Bank of Raymore

Score: 99/100$351M assets
A

Montrose Savings Bank

Score: 99/100$56M assets
A

Kearney Trust Co

Score: 99/100$293M assets
A

Lindell Bank&Trust Co

Score: 98/100$888M assets
A

Community Bk el Dorado Sprin

Score: 97/100$128M assets
A

Banks Showing Weakness in Missouri

United Bank of Union

Score: 43/100$576M assets
D

Oakstar Bank

Score: 51/100$2.7B assets
C

Heritage Community Bank

Score: 55/100$267M assets
C

Omb Bank

Score: 55/100$1.6B assets
C

Unico Bank

Score: 56/100$496M assets
C

First Midwest Bank of Dexter

Score: 56/100$573M assets
C

Paramount Bank

Score: 56/100$101M assets
C

Bank of Franklin County

Score: 58/100$417M assets
C

Midwest Regional Bank

Score: 58/100$1.1B assets
C

Bank of Washington

Score: 59/100$1.1B assets
C

For Missouri Depositors

FDIC insurance protects deposits at every bank on this page up to $250,000 per depositor, per insured bank, per ownership category — identical coverage regardless of state. The Bank Health Score ranks regulatory cushion across institutions; it is not a guarantee. Confirm your bank's FDIC status and your specific coverage at FDIC.gov before making changes.

Federal regulators — including the OCC for national charters and the FDIC for state-chartered insured banks — oversee the institutions on this page. Quarterly FFIEC Call Reports are public and provide line-item detail behind every metric here.

How These Scores Are Calculated

Every bank on this page earns a Bank Health Score from four FDIC Call Report inputs: Tier 1 capital ratio (35%), NPL ratio inverted (30%), liquidity ratio (25%), and return on assets (10%). The composite is reported as a 0–100 score and an A–F grade. Read the full methodology.

Frequently Asked Questions

How many banks are in Missouri?

193 FDIC-insured banks are chartered in Missouri, holding $211.1B in combined assets. Missouri hosts a substantial banking sector — 193 FDIC-insured institutions holding $211.1B in combined assets. The mix ranges from regional commercial banks to small community institutions serving rural communities, with depositor choice typically strong across both urban and rural markets.

What is the average bank health score in Missouri?

Banks in Missouri post an average Bank Health Score of 79/100 (B) — solidly in B territory, broadly aligned with U.S. industry norms. Most banks in the state meet the regulatory "well-capitalized" threshold with material room to spare, though there is meaningful variation across individual institutions.

Which banks in Missouri are showing the most stress?

10 of 193 banks in Missouri (about 5%) currently land in the at-risk tier on the current Call Report. That count is roughly in line with national norms, and reflects the natural tail of any large cohort rather than a state-specific concentration. See the "Banks Showing Weakness" section above for the specific institutions and their Health Score factors.

Are banks in Missouri FDIC-insured?

Yes. Every bank on this page is FDIC-insured, which protects deposits up to $250,000 per depositor, per insured bank, per ownership category. FDIC insurance is identical regardless of state. Verify your bank's status and your specific coverage at FDIC.gov, particularly if you hold combined balances above the $250,000 limit.

Where does this data come from?

All bank financials are pulled from the FDIC BankFind API, which sources directly from quarterly Call Reports filed with the FFIEC. Health Scores are computed from a transparent four-factor formula using public Call Report fields. All data is U.S. government public domain.

Sources: FDIC BankFind API ( banks.data.fdic.gov); FFIEC Call Reports ( cdr.ffiec.gov/public); OCC ( occ.gov). Public domain.

Last updated 2026-06-29 · Data covers 193 Missouri banks. Informational only; not investment advice.