Skip to main content
BankHealth

MIDWEST REGIONAL BANK

CLAYTON, MISSOURI · FDIC Cert #8889

C
Health Score
58/100
$1.1B
Total Assets
$951M
Total Deposits
10.02%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, MIDWEST REGIONAL BANK holds a Tier 1 capital ratio of 10.02%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MIDWEST REGIONAL BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.78%
Nonperforming Loans
Low — healthy loan portfolio
10.13%
Liquidity Ratio
Adequate liquidity
1.05%
Return on Assets
Profitable — earning well on assets
$951M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

MIDWEST REGIONAL BANK shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

MIDWEST REGIONAL BANK has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 10.02%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

MIDWEST REGIONAL BANK holds $1.1B in total assets and $951M in total deposits. It is located in CLAYTON, MISSOURI (FDIC Certificate #8889).

MIDWEST REGIONAL BANK has a Tier 1 capital ratio of 10.02%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.78%, and the return on assets is 1.05%.

Yes. MIDWEST REGIONAL BANK is FDIC-insured (Certificate #8889). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: