Safest Banks in Missouri 2026
Missouri has 193 FDIC-insured banks with an average Bank Health Score of 67/100 (B). The safest bank is Edward Jones Trust Co with a score of 100/100.
Data from FDIC Q2 2024
Top 20 of 193 Banks in Missouri
| # | Bank | City | Grade | Score | Tier 1 Capital | NPL Ratio |
|---|---|---|---|---|---|---|
| 1 | Edward Jones Trust Co | Saint Louis | A | 100 | 351.19% | 0.00% |
| 2 | Stifel Trust Co NA | Saint Louis | A | 100 | 31.85% | 0.00% |
| 3 | National Advisors Trust Co | Kansas City | A | 100 | 280.61% | 0.00% |
| 4 | Adrian Bank | Adrian | A | 100 | 20.60% | 0.02% |
| 5 | Community Bank of Raymore | Raymore | A | 99 | 19.94% | 0.12% |
| 6 | Kearney Trust Co | Kearney | A | 99 | 16.94% | 0.00% |
| 7 | Nodaway Valley Bank | Maryville | A | 97 | 14.01% | 0.04% |
| 8 | Preferred Bank | Rothville | A | 96 | 21.02% | 0.00% |
| 9 | Town&Country Bank | Salem | A | 96 | 18.46% | 0.41% |
| 10 | Northeast Missouri Stb | Kirksville | A | 96 | 20.79% | 0.09% |
| 11 | Community Bank of Marshall | Marshall | A | 96 | 17.57% | 0.01% |
| 12 | Community Bk Pleasant Hill | Pleasant Hill | A | 96 | 21.41% | 0.12% |
| 13 | Independent Farmers Bank | Maysville | A | 95 | 15.14% | 0.17% |
| 14 | Community Bank&Trust | Neosho | A | 95 | 25.87% | 0.07% |
| 15 | Farmers&Merchants Bk St Clai | Saint Clair | A | 95 | 16.68% | 0.01% |
| 16 | Jonesburg State Bank | Jonesburg | A | 95 | 14.11% | 0.00% |
| 17 | Bank of Brookfield Purdin NA | Brookfield | A | 95 | 35.37% | 0.00% |
| 18 | State Bank of Missouri | Concordia | A | 94 | 18.66% | 0.36% |
| 19 | Stifel Bank | Saint Louis | A | 94 | 13.11% | 0.00% |
| 20 | Commercial Tr Co of Fayette | Fayette | A | 94 | 17.81% | 0.53% |
Bank Health Scores for Missouri are calculated from FDIC Call Report data including Tier 1 capital ratios, nonperforming loan ratios, liquidity ratios, and return on assets.
Frequently Asked Questions
Based on our Bank Health Score analysis of FDIC data, Edward Jones Trust Co in Saint Louis is currently the safest bank in Missouri with a score of 100/100 (Grade A).
Missouri has 193 FDIC-insured banks with a combined $211.1B in total assets. The average Bank Health Score across the state is 67/100.
The Bank Health Score (0-100) is based on four FDIC-reported metrics: Tier 1 capital ratio (35% weight), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%). Higher scores indicate stronger financial health.
Bank Health Scores are computed from quarterly FDIC Call Report data. Tier 1 capital ratio (35%), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%).