INDEPENDENT FARMERS BANK
MAYSVILLE, MISSOURI · FDIC Cert #11462
Capital & Safety Analysis
According to FDIC financial data, INDEPENDENT FARMERS BANK holds a Tier 1 capital ratio of 15.14%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning INDEPENDENT FARMERS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
INDEPENDENT FARMERS BANK shows strong financial health indicators. With $153M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
INDEPENDENT FARMERS BANK has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 15.14%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
INDEPENDENT FARMERS BANK holds $153M in total assets and $137M in total deposits. It is located in MAYSVILLE, MISSOURI (FDIC Certificate #11462).
INDEPENDENT FARMERS BANK has a Tier 1 capital ratio of 15.14%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.17%, and the return on assets is 1.03%.
Yes. INDEPENDENT FARMERS BANK is FDIC-insured (Certificate #11462). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.