NORTHEAST MISSOURI STB
KIRKSVILLE, MISSOURI · FDIC Cert #13381
Capital & Safety Analysis
According to FDIC financial data, NORTHEAST MISSOURI STB holds a Tier 1 capital ratio of 20.79%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NORTHEAST MISSOURI STB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NORTHEAST MISSOURI STB shows strong financial health indicators. With $139M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NORTHEAST MISSOURI STB has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 20.79%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NORTHEAST MISSOURI STB holds $139M in total assets and $127M in total deposits. It is located in KIRKSVILLE, MISSOURI (FDIC Certificate #13381).
NORTHEAST MISSOURI STB has a Tier 1 capital ratio of 20.79%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 1.02%.
Yes. NORTHEAST MISSOURI STB is FDIC-insured (Certificate #13381). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.