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BankHealth

COMMUNITY BK PLEASANT HILL

PLEASANT HILL, MISSOURI · FDIC Cert #58423

A
Health Score
96/100
$152M
Total Assets
$148M
Total Deposits
21.41%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COMMUNITY BK PLEASANT HILL holds a Tier 1 capital ratio of 21.41%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY BK PLEASANT HILL has a strong buffer to absorb potential losses.

Key Financial Metrics

0.12%
Nonperforming Loans
Low — healthy loan portfolio
68.09%
Liquidity Ratio
Strong — can meet withdrawal demands
1.08%
Return on Assets
Profitable — earning well on assets
$148M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COMMUNITY BK PLEASANT HILL shows strong financial health indicators. With $152M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COMMUNITY BK PLEASANT HILL has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 21.41%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COMMUNITY BK PLEASANT HILL holds $152M in total assets and $148M in total deposits. It is located in PLEASANT HILL, MISSOURI (FDIC Certificate #58423).

COMMUNITY BK PLEASANT HILL has a Tier 1 capital ratio of 21.41%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.12%, and the return on assets is 1.08%.

Yes. COMMUNITY BK PLEASANT HILL is FDIC-insured (Certificate #58423). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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