STATE BANK OF MISSOURI
CONCORDIA, MISSOURI · FDIC Cert #10623
Capital & Safety Analysis
According to FDIC financial data, STATE BANK OF MISSOURI holds a Tier 1 capital ratio of 18.66%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STATE BANK OF MISSOURI has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STATE BANK OF MISSOURI shows strong financial health indicators. With $145M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE BANK OF MISSOURI has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 18.66%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE BANK OF MISSOURI holds $145M in total assets and $134M in total deposits. It is located in CONCORDIA, MISSOURI (FDIC Certificate #10623).
STATE BANK OF MISSOURI has a Tier 1 capital ratio of 18.66%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.36%, and the return on assets is 1.12%.
Yes. STATE BANK OF MISSOURI is FDIC-insured (Certificate #10623). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.