TOWN&COUNTRY BANK
SALEM, MISSOURI · FDIC Cert #13071
Capital & Safety Analysis
According to FDIC financial data, TOWN&COUNTRY BANK holds a Tier 1 capital ratio of 18.46%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TOWN&COUNTRY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TOWN&COUNTRY BANK shows strong financial health indicators. With $695M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TOWN&COUNTRY BANK has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 18.46%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TOWN&COUNTRY BANK holds $695M in total assets and $606M in total deposits. It is located in SALEM, MISSOURI (FDIC Certificate #13071).
TOWN&COUNTRY BANK has a Tier 1 capital ratio of 18.46%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.41%, and the return on assets is 1.64%.
Yes. TOWN&COUNTRY BANK is FDIC-insured (Certificate #13071). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.