COMMUNITY BANK&TRUST
NEOSHO, MISSOURI · FDIC Cert #13068
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY BANK&TRUST holds a Tier 1 capital ratio of 25.87%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMUNITY BANK&TRUST shows strong financial health indicators. With $416M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY BANK&TRUST has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 25.87%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY BANK&TRUST holds $416M in total assets and $369M in total deposits. It is located in NEOSHO, MISSOURI (FDIC Certificate #13068).
COMMUNITY BANK&TRUST has a Tier 1 capital ratio of 25.87%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.07%, and the return on assets is 0.93%.
Yes. COMMUNITY BANK&TRUST is FDIC-insured (Certificate #13068). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.