UMB BANK NATIONAL ASSN
KANSAS CITY, MISSOURI · FDIC Cert #8273
Capital & Safety Analysis
According to FDIC financial data, UMB BANK NATIONAL ASSN holds a Tier 1 capital ratio of 11.43%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UMB BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UMB BANK NATIONAL ASSN shows strong financial health indicators. With $44.2B in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UMB BANK NATIONAL ASSN has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 11.43%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UMB BANK NATIONAL ASSN holds $44.2B in total assets and $36.7B in total deposits. It is located in KANSAS CITY, MISSOURI (FDIC Certificate #8273).
UMB BANK NATIONAL ASSN has a Tier 1 capital ratio of 11.43%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 1.27%.
Yes. UMB BANK NATIONAL ASSN is FDIC-insured (Certificate #8273). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.