OMB BANK
SPRINGFIELD, MISSOURI · FDIC Cert #8252
Capital & Safety Analysis
According to FDIC financial data, OMB BANK holds a Tier 1 capital ratio of 9.61%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning OMB BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
OMB BANK shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
OMB BANK has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 9.61%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
OMB BANK holds $1.6B in total assets and $1.3B in total deposits. It is located in SPRINGFIELD, MISSOURI (FDIC Certificate #8252).
OMB BANK has a Tier 1 capital ratio of 9.61%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.97%, and the return on assets is 1.31%.
Yes. OMB BANK is FDIC-insured (Certificate #8252). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.