BANK OF GRAIN VALLEY
GRAIN VALLEY, MISSOURI · FDIC Cert #8564
Capital & Safety Analysis
According to FDIC financial data, BANK OF GRAIN VALLEY holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BANK OF GRAIN VALLEY to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
BANK OF GRAIN VALLEY shows strong financial health indicators. With $109M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF GRAIN VALLEY has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF GRAIN VALLEY holds $109M in total assets and $87M in total deposits. It is located in GRAIN VALLEY, MISSOURI (FDIC Certificate #8564).
BANK OF GRAIN VALLEY has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.07%.
Yes. BANK OF GRAIN VALLEY is FDIC-insured (Certificate #8564). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.