COMMUNITY BK EL DORADO SPRIN
EL DORADO SPRING, MISSOURI · FDIC Cert #23551
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY BK EL DORADO SPRIN holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject COMMUNITY BK EL DORADO SPRIN to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
COMMUNITY BK EL DORADO SPRIN shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY BK EL DORADO SPRIN has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY BK EL DORADO SPRIN holds $128M in total assets and $108M in total deposits. It is located in EL DORADO SPRING, MISSOURI (FDIC Certificate #23551).
COMMUNITY BK EL DORADO SPRIN has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.23%, and the return on assets is 1.66%.
Yes. COMMUNITY BK EL DORADO SPRIN is FDIC-insured (Certificate #23551). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.