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BankHealth

PARAMOUNT BANK

HAZELWOOD, MISSOURI · FDIC Cert #57884

C
Health Score
56/100
$101M
Total Assets
$77M
Total Deposits
11.15%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, PARAMOUNT BANK holds a Tier 1 capital ratio of 11.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PARAMOUNT BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
6.03%
Liquidity Ratio
Low — potential liquidity stress
-5.18%
Return on Assets
Negative — losing money
$77M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

PARAMOUNT BANK shows average financial health. While not alarming, its Health Score of 56/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

PARAMOUNT BANK has a Bank Health Score of C (56/100). It holds a Tier 1 capital ratio of 11.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

PARAMOUNT BANK holds $101M in total assets and $77M in total deposits. It is located in HAZELWOOD, MISSOURI (FDIC Certificate #57884).

PARAMOUNT BANK has a Tier 1 capital ratio of 11.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -5.18%.

Yes. PARAMOUNT BANK is FDIC-insured (Certificate #57884). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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