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BankHealth

BANK OF WASHINGTON

WASHINGTON, MISSOURI · FDIC Cert #12627

F
Health Score
30/100
$1.1B
Total Assets
$855M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, BANK OF WASHINGTON holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BANK OF WASHINGTON to additional regulatory scrutiny.

Key Financial Metrics

1.98%
Nonperforming Loans
Moderate — some loan stress
7.33%
Liquidity Ratio
Low — potential liquidity stress
1.96%
Return on Assets
Profitable — earning well on assets
$855M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF WASHINGTON shows some financial weakness with a Health Score of 30/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF WASHINGTON has a Bank Health Score of F (30/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF WASHINGTON holds $1.1B in total assets and $855M in total deposits. It is located in WASHINGTON, MISSOURI (FDIC Certificate #12627).

BANK OF WASHINGTON has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.98%, and the return on assets is 1.96%.

Yes. BANK OF WASHINGTON is FDIC-insured (Certificate #12627). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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