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BankHealth

FIRST MIDWEST BANK OF DEXTER

DEXTER, MISSOURI · FDIC Cert #19001

D
Health Score
37/100
$573M
Total Assets
$486M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, FIRST MIDWEST BANK OF DEXTER holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST MIDWEST BANK OF DEXTER to additional regulatory scrutiny.

Key Financial Metrics

0.13%
Nonperforming Loans
Low — healthy loan portfolio
7.80%
Liquidity Ratio
Low — potential liquidity stress
0.73%
Return on Assets
Low profitability
$486M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST MIDWEST BANK OF DEXTER shows some financial weakness with a Health Score of 37/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST MIDWEST BANK OF DEXTER has a Bank Health Score of D (37/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST MIDWEST BANK OF DEXTER holds $573M in total assets and $486M in total deposits. It is located in DEXTER, MISSOURI (FDIC Certificate #19001).

FIRST MIDWEST BANK OF DEXTER has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 0.73%.

Yes. FIRST MIDWEST BANK OF DEXTER is FDIC-insured (Certificate #19001). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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