BANK OF FRANKLIN COUNTY
WASHINGTON, MISSOURI · FDIC Cert #35543
Capital & Safety Analysis
According to FDIC financial data, BANK OF FRANKLIN COUNTY holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BANK OF FRANKLIN COUNTY to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
BANK OF FRANKLIN COUNTY shows some financial weakness with a Health Score of 40/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF FRANKLIN COUNTY has a Bank Health Score of D (40/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF FRANKLIN COUNTY holds $417M in total assets and $347M in total deposits. It is located in WASHINGTON, MISSOURI (FDIC Certificate #35543).
BANK OF FRANKLIN COUNTY has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 0.35%.
Yes. BANK OF FRANKLIN COUNTY is FDIC-insured (Certificate #35543). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.