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BankHealth

RAYMOND JAMES TRUST NA

SAINT PETERSBURG, FLORIDA · FDIC Cert #33879

B
Health Score
65/100
$67M
Total Assets
$0
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, RAYMOND JAMES TRUST NA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject RAYMOND JAMES TRUST NA to additional regulatory scrutiny.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
78.38%
Liquidity Ratio
Strong — can meet withdrawal demands
27.84%
Return on Assets
Profitable — earning well on assets
$0
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

RAYMOND JAMES TRUST NA shows strong financial health indicators. With $67M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

RAYMOND JAMES TRUST NA has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

RAYMOND JAMES TRUST NA holds $67M in total assets and $0 in total deposits. It is located in SAINT PETERSBURG, FLORIDA (FDIC Certificate #33879).

RAYMOND JAMES TRUST NA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 27.84%.

Yes. RAYMOND JAMES TRUST NA is FDIC-insured (Certificate #33879). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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