PRIVATE TRUST CO NA
CLEVELAND, OHIO · FDIC Cert #34057
Capital & Safety Analysis
According to FDIC financial data, PRIVATE TRUST CO NA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject PRIVATE TRUST CO NA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
PRIVATE TRUST CO NA shows strong financial health indicators. With $28M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PRIVATE TRUST CO NA has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PRIVATE TRUST CO NA holds $28M in total assets and $0 in total deposits. It is located in CLEVELAND, OHIO (FDIC Certificate #34057).
PRIVATE TRUST CO NA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 30.24%.
Yes. PRIVATE TRUST CO NA is FDIC-insured (Certificate #34057). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.