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BankHealth

CAPITAL COMMUNITY BANK

PROVO, UTAH · FDIC Cert #33823

B
Health Score
75/100
$949M
Total Assets
$803M
Total Deposits
16.45%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, CAPITAL COMMUNITY BANK holds a Tier 1 capital ratio of 16.45%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CAPITAL COMMUNITY BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

2.01%
Nonperforming Loans
Moderate — some loan stress
16.80%
Liquidity Ratio
Adequate liquidity
4.50%
Return on Assets
Profitable — earning well on assets
$803M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CAPITAL COMMUNITY BANK shows strong financial health indicators. With $949M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CAPITAL COMMUNITY BANK has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 16.45%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CAPITAL COMMUNITY BANK holds $949M in total assets and $803M in total deposits. It is located in PROVO, UTAH (FDIC Certificate #33823).

CAPITAL COMMUNITY BANK has a Tier 1 capital ratio of 16.45%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.01%, and the return on assets is 4.50%.

Yes. CAPITAL COMMUNITY BANK is FDIC-insured (Certificate #33823). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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