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BankHealth

NEWTEK BANK NATIONAL ASSN

MIAMI, FLORIDA · FDIC Cert #18734

B
Health Score
75/100
$819M
Total Assets
$664M
Total Deposits
17.06%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, NEWTEK BANK NATIONAL ASSN holds a Tier 1 capital ratio of 17.06%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NEWTEK BANK NATIONAL ASSN has a strong buffer to absorb potential losses.

Key Financial Metrics

2.50%
Nonperforming Loans
Moderate — some loan stress
19.95%
Liquidity Ratio
Adequate liquidity
8.53%
Return on Assets
Profitable — earning well on assets
$664M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

NEWTEK BANK NATIONAL ASSN shows strong financial health indicators. With $819M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

NEWTEK BANK NATIONAL ASSN has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 17.06%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

NEWTEK BANK NATIONAL ASSN holds $819M in total assets and $664M in total deposits. It is located in MIAMI, FLORIDA (FDIC Certificate #18734).

NEWTEK BANK NATIONAL ASSN has a Tier 1 capital ratio of 17.06%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.50%, and the return on assets is 8.53%.

Yes. NEWTEK BANK NATIONAL ASSN is FDIC-insured (Certificate #18734). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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