SALLIE MAE BANK
SALT LAKE CITY, UTAH · FDIC Cert #58177
Capital & Safety Analysis
According to FDIC financial data, SALLIE MAE BANK holds a Tier 1 capital ratio of 13.40%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SALLIE MAE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SALLIE MAE BANK shows strong financial health indicators. With $28.7B in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SALLIE MAE BANK has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 13.40%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SALLIE MAE BANK holds $28.7B in total assets and $21.1B in total deposits. It is located in SALT LAKE CITY, UTAH (FDIC Certificate #58177).
SALLIE MAE BANK has a Tier 1 capital ratio of 13.40%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.81%, and the return on assets is 5.48%.
Yes. SALLIE MAE BANK is FDIC-insured (Certificate #58177). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.