FIRST NATIONAL TRUST CO
HERMITAGE, PENNSYLVANIA · FDIC Cert #57793
Capital & Safety Analysis
According to FDIC financial data, FIRST NATIONAL TRUST CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST NATIONAL TRUST CO to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST NATIONAL TRUST CO shows strong financial health indicators. With $46M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NATIONAL TRUST CO has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NATIONAL TRUST CO holds $46M in total assets and $0 in total deposits. It is located in HERMITAGE, PENNSYLVANIA (FDIC Certificate #57793).
FIRST NATIONAL TRUST CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 55.54%.
Yes. FIRST NATIONAL TRUST CO is FDIC-insured (Certificate #57793). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.