PHILADELPHIA TRUST CO
PHILADELPHIA, PENNSYLVANIA · FDIC Cert #35075
Capital & Safety Analysis
According to FDIC financial data, PHILADELPHIA TRUST CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject PHILADELPHIA TRUST CO to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
PHILADELPHIA TRUST CO shows strong financial health indicators. With $25M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PHILADELPHIA TRUST CO has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PHILADELPHIA TRUST CO holds $25M in total assets and $5M in total deposits. It is located in PHILADELPHIA, PENNSYLVANIA (FDIC Certificate #35075).
PHILADELPHIA TRUST CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 12.76%.
Yes. PHILADELPHIA TRUST CO is FDIC-insured (Certificate #35075). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.