ADP TRUST CO NATIONAL ASSN
WILMINGTON, DELAWARE · FDIC Cert #59194
Capital & Safety Analysis
According to FDIC financial data, ADP TRUST CO NATIONAL ASSN holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject ADP TRUST CO NATIONAL ASSN to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
ADP TRUST CO NATIONAL ASSN shows strong financial health indicators. With $44M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ADP TRUST CO NATIONAL ASSN has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ADP TRUST CO NATIONAL ASSN holds $44M in total assets and $0 in total deposits. It is located in WILMINGTON, DELAWARE (FDIC Certificate #59194).
ADP TRUST CO NATIONAL ASSN has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 96.00%.
Yes. ADP TRUST CO NATIONAL ASSN is FDIC-insured (Certificate #59194). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.