AMERICAN EXPRESS NB
SANDY, UTAH · FDIC Cert #27471
Capital & Safety Analysis
According to FDIC financial data, AMERICAN EXPRESS NB holds a Tier 1 capital ratio of 11.39%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICAN EXPRESS NB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AMERICAN EXPRESS NB shows strong financial health indicators. With $192.3B in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN EXPRESS NB has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 11.39%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN EXPRESS NB holds $192.3B in total assets and $148.7B in total deposits. It is located in SANDY, UTAH (FDIC Certificate #27471).
AMERICAN EXPRESS NB has a Tier 1 capital ratio of 11.39%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.67%, and the return on assets is 4.45%.
Yes. AMERICAN EXPRESS NB is FDIC-insured (Certificate #27471). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.