TEXAS EXCHANGE BANK
CROWLEY, TEXAS · FDIC Cert #20099
Capital & Safety Analysis
According to FDIC financial data, TEXAS EXCHANGE BANK holds a Tier 1 capital ratio of 19.90%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TEXAS EXCHANGE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TEXAS EXCHANGE BANK shows strong financial health indicators. With $3.9B in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TEXAS EXCHANGE BANK has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 19.90%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TEXAS EXCHANGE BANK holds $3.9B in total assets and $2.4B in total deposits. It is located in CROWLEY, TEXAS (FDIC Certificate #20099).
TEXAS EXCHANGE BANK has a Tier 1 capital ratio of 19.90%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.25%, and the return on assets is 4.67%.
Yes. TEXAS EXCHANGE BANK is FDIC-insured (Certificate #20099). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.