FIRST ELECTRONIC BANK
SALT LAKE CITY, UTAH · FDIC Cert #35533
Capital & Safety Analysis
According to FDIC financial data, FIRST ELECTRONIC BANK holds a Tier 1 capital ratio of 62.24%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST ELECTRONIC BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST ELECTRONIC BANK shows strong financial health indicators. With $429M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST ELECTRONIC BANK has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 62.24%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST ELECTRONIC BANK holds $429M in total assets and $310M in total deposits. It is located in SALT LAKE CITY, UTAH (FDIC Certificate #35533).
FIRST ELECTRONIC BANK has a Tier 1 capital ratio of 62.24%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 19.75%.
Yes. FIRST ELECTRONIC BANK is FDIC-insured (Certificate #35533). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.