CALIFORNIA PACIFIC BANK
SAN FRANCISCO, CALIFORNIA · FDIC Cert #23242
Capital & Safety Analysis
According to FDIC financial data, CALIFORNIA PACIFIC BANK holds a Tier 1 capital ratio of 57.63%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CALIFORNIA PACIFIC BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CALIFORNIA PACIFIC BANK shows strong financial health indicators. With $91M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CALIFORNIA PACIFIC BANK has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 57.63%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CALIFORNIA PACIFIC BANK holds $91M in total assets and $47M in total deposits. It is located in SAN FRANCISCO, CALIFORNIA (FDIC Certificate #23242).
CALIFORNIA PACIFIC BANK has a Tier 1 capital ratio of 57.63%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 11.08%, and the return on assets is 5.87%.
Yes. CALIFORNIA PACIFIC BANK is FDIC-insured (Certificate #23242). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.