STAFFORD SAVINGS BANK
STAFFORD SPRINGS, CONNECTICUT · FDIC Cert #18227
Capital & Safety Analysis
According to FDIC financial data, STAFFORD SAVINGS BANK holds a Tier 1 capital ratio of 32.48%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STAFFORD SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STAFFORD SAVINGS BANK shows strong financial health indicators. With $415M in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STAFFORD SAVINGS BANK has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 32.48%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STAFFORD SAVINGS BANK holds $415M in total assets and $183M in total deposits. It is located in STAFFORD SPRINGS, CONNECTICUT (FDIC Certificate #18227).
STAFFORD SAVINGS BANK has a Tier 1 capital ratio of 32.48%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.45%, and the return on assets is 10.08%.
Yes. STAFFORD SAVINGS BANK is FDIC-insured (Certificate #18227). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.