FIRST CREDIT BANK
LOS ANGELES, CALIFORNIA · FDIC Cert #24332
Capital & Safety Analysis
According to FDIC financial data, FIRST CREDIT BANK holds a Tier 1 capital ratio of 41.59%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST CREDIT BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST CREDIT BANK shows strong financial health indicators. With $563M in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST CREDIT BANK has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 41.59%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST CREDIT BANK holds $563M in total assets and $322M in total deposits. It is located in LOS ANGELES, CALIFORNIA (FDIC Certificate #24332).
FIRST CREDIT BANK has a Tier 1 capital ratio of 41.59%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.44%, and the return on assets is 6.15%.
Yes. FIRST CREDIT BANK is FDIC-insured (Certificate #24332). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.