COUNTRY TRUST BANK
BLOOMINGTON, ILLINOIS · FDIC Cert #35602
Capital & Safety Analysis
According to FDIC financial data, COUNTRY TRUST BANK holds a Tier 1 capital ratio of 117.02%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COUNTRY TRUST BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COUNTRY TRUST BANK shows strong financial health indicators. With $35M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COUNTRY TRUST BANK has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 117.02%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COUNTRY TRUST BANK holds $35M in total assets and $734K in total deposits. It is located in BLOOMINGTON, ILLINOIS (FDIC Certificate #35602).
COUNTRY TRUST BANK has a Tier 1 capital ratio of 117.02%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 27.70%.
Yes. COUNTRY TRUST BANK is FDIC-insured (Certificate #35602). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.