BANK OF MONTANA
MISSOULA, MONTANA · FDIC Cert #58482
Capital & Safety Analysis
According to FDIC financial data, BANK OF MONTANA holds a Tier 1 capital ratio of 31.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF MONTANA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF MONTANA shows strong financial health indicators. With $297M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF MONTANA has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 31.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF MONTANA holds $297M in total assets and $268M in total deposits. It is located in MISSOULA, MONTANA (FDIC Certificate #58482).
BANK OF MONTANA has a Tier 1 capital ratio of 31.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 5.48%.
Yes. BANK OF MONTANA is FDIC-insured (Certificate #58482). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.