NEW ALBIN SAVINGS BANK
NEW ALBIN, IOWA · FDIC Cert #8506
Capital & Safety Analysis
According to FDIC financial data, NEW ALBIN SAVINGS BANK holds a Tier 1 capital ratio of 42.18%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NEW ALBIN SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NEW ALBIN SAVINGS BANK shows strong financial health indicators. With $320M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NEW ALBIN SAVINGS BANK has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 42.18%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NEW ALBIN SAVINGS BANK holds $320M in total assets and $266M in total deposits. It is located in NEW ALBIN, IOWA (FDIC Certificate #8506).
NEW ALBIN SAVINGS BANK has a Tier 1 capital ratio of 42.18%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 0.99%.
Yes. NEW ALBIN SAVINGS BANK is FDIC-insured (Certificate #8506). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.