NORTHERN STB OF GONVICK
GONVICK, MINNESOTA · FDIC Cert #10187
Capital & Safety Analysis
According to FDIC financial data, NORTHERN STB OF GONVICK holds a Tier 1 capital ratio of 52.92%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NORTHERN STB OF GONVICK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NORTHERN STB OF GONVICK shows strong financial health indicators. With $50M in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NORTHERN STB OF GONVICK has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 52.92%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NORTHERN STB OF GONVICK holds $50M in total assets and $42M in total deposits. It is located in GONVICK, MINNESOTA (FDIC Certificate #10187).
NORTHERN STB OF GONVICK has a Tier 1 capital ratio of 52.92%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.66%, and the return on assets is 1.48%.
Yes. NORTHERN STB OF GONVICK is FDIC-insured (Certificate #10187). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.