CALIFORNIA INTL BANK N A
WESTMINSTER, CALIFORNIA · FDIC Cert #57974
Capital & Safety Analysis
According to FDIC financial data, CALIFORNIA INTL BANK N A holds a Tier 1 capital ratio of 38.65%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CALIFORNIA INTL BANK N A has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CALIFORNIA INTL BANK N A shows strong financial health indicators. With $58M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CALIFORNIA INTL BANK N A has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 38.65%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CALIFORNIA INTL BANK N A holds $58M in total assets and $46M in total deposits. It is located in WESTMINSTER, CALIFORNIA (FDIC Certificate #57974).
CALIFORNIA INTL BANK N A has a Tier 1 capital ratio of 38.65%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.00%.
Yes. CALIFORNIA INTL BANK N A is FDIC-insured (Certificate #57974). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.