BRAZOS NATIONAL BANK
RICHWOOD, TEXAS · FDIC Cert #24038
Capital & Safety Analysis
According to FDIC financial data, BRAZOS NATIONAL BANK holds a Tier 1 capital ratio of 76.40%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BRAZOS NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BRAZOS NATIONAL BANK shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BRAZOS NATIONAL BANK has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 76.40%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BRAZOS NATIONAL BANK holds $32M in total assets and $12M in total deposits. It is located in RICHWOOD, TEXAS (FDIC Certificate #24038).
BRAZOS NATIONAL BANK has a Tier 1 capital ratio of 76.40%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.49%, and the return on assets is 0.91%.
Yes. BRAZOS NATIONAL BANK is FDIC-insured (Certificate #24038). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.