ZENITH BANK&TRUST
SCOTTSDALE, ARIZONA · FDIC Cert #59318
Capital & Safety Analysis
According to FDIC financial data, ZENITH BANK&TRUST holds a Tier 1 capital ratio of 195.27%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ZENITH BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ZENITH BANK&TRUST shows strong financial health indicators. With $63M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ZENITH BANK&TRUST has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 195.27%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ZENITH BANK&TRUST holds $63M in total assets and $39M in total deposits. It is located in SCOTTSDALE, ARIZONA (FDIC Certificate #59318).
ZENITH BANK&TRUST has a Tier 1 capital ratio of 195.27%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -0.13%.
Yes. ZENITH BANK&TRUST is FDIC-insured (Certificate #59318). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.