LATIMER STATE BANK
WILBURTON, OKLAHOMA · FDIC Cert #22839
Capital & Safety Analysis
According to FDIC financial data, LATIMER STATE BANK holds a Tier 1 capital ratio of 68.29%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LATIMER STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LATIMER STATE BANK shows strong financial health indicators. With $67M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LATIMER STATE BANK has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 68.29%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LATIMER STATE BANK holds $67M in total assets and $52M in total deposits. It is located in WILBURTON, OKLAHOMA (FDIC Certificate #22839).
LATIMER STATE BANK has a Tier 1 capital ratio of 68.29%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.62%, and the return on assets is 2.27%.
Yes. LATIMER STATE BANK is FDIC-insured (Certificate #22839). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.