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BankHealth

FIDELITY STATE BANK&TRUST CO

DODGE CITY, KANSAS · FDIC Cert #10920

A
Health Score
99/100
$198M
Total Assets
$157M
Total Deposits
128.61%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIDELITY STATE BANK&TRUST CO holds a Tier 1 capital ratio of 128.61%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIDELITY STATE BANK&TRUST CO has a strong buffer to absorb potential losses.

Key Financial Metrics

0.14%
Nonperforming Loans
Low — healthy loan portfolio
86.90%
Liquidity Ratio
Strong — can meet withdrawal demands
2.55%
Return on Assets
Profitable — earning well on assets
$157M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIDELITY STATE BANK&TRUST CO shows strong financial health indicators. With $198M in assets and a Health Score of 99/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIDELITY STATE BANK&TRUST CO has a Bank Health Score of A (99/100). It holds a Tier 1 capital ratio of 128.61%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIDELITY STATE BANK&TRUST CO holds $198M in total assets and $157M in total deposits. It is located in DODGE CITY, KANSAS (FDIC Certificate #10920).

FIDELITY STATE BANK&TRUST CO has a Tier 1 capital ratio of 128.61%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.14%, and the return on assets is 2.55%.

Yes. FIDELITY STATE BANK&TRUST CO is FDIC-insured (Certificate #10920). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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