Safest Banks in Kansas 2026
Kansas has 159 FDIC-insured banks with an average Bank Health Score of 69/100 (B). The safest bank is Garden Plain State Bank with a score of 100/100.
Data from FDIC Q2 2024
Top 20 of 159 Banks in Kansas
| # | Bank | City | Grade | Score | Tier 1 Capital | NPL Ratio |
|---|---|---|---|---|---|---|
| 1 | Garden Plain State Bank | Wichita | A | 100 | 24.21% | 0.00% |
| 2 | Fidelity State Bank&Trust Co | Dodge City | A | 99 | 128.61% | 0.14% |
| 3 | Haviland State Bank | Haviland | A | 99 | 19.93% | 0.00% |
| 4 | Farmers Bank&Trust | Great Bend | A | 99 | 23.80% | 0.02% |
| 5 | First Kansas Bank | Hoisington | A | 99 | 18.65% | 0.00% |
| 6 | Armed Forces Bank NA | Fort Leavenworth | A | 99 | 20.47% | 0.09% |
| 7 | Howard Stb Howard Kansas | Howard | A | 99 | 15.10% | 0.20% |
| 8 | State Bk of Canton Canton Ks | Canton | A | 98 | 43.74% | 0.00% |
| 9 | Bennington State Bank | Salina | A | 98 | 16.94% | 0.29% |
| 10 | First Bank Kansas | Salina | A | 98 | 14.55% | 0.19% |
| 11 | First Nb in Cimarron | Cimarron | A | 98 | 14.79% | 0.00% |
| 12 | First State Bank | Ness City | A | 97 | 22.49% | 0.00% |
| 13 | Swedish-American State Bank | Courtland | A | 97 | 17.55% | 0.00% |
| 14 | Lyon County State Bank | Emporia | A | 97 | 17.65% | 0.08% |
| 15 | Cbw Bank | Weir | A | 95 | 100.27% | 0.00% |
| 16 | Centera Bank | Sublette | A | 95 | 15.77% | 0.03% |
| 17 | Solutions North Bank | Stockton | A | 95 | 16.61% | 0.00% |
| 18 | Mutual Savings Assn | Leavenworth | A | 95 | 32.97% | 0.57% |
| 19 | First Bank of Beloit | Beloit | A | 95 | 18.37% | 0.00% |
| 20 | State Bank of Spring Hill | Spring Hill | A | 95 | 25.66% | 0.00% |
Bank Health Scores for Kansas are calculated from FDIC Call Report data including Tier 1 capital ratios, nonperforming loan ratios, liquidity ratios, and return on assets.
Frequently Asked Questions
Based on our Bank Health Score analysis of FDIC data, Garden Plain State Bank in Wichita is currently the safest bank in Kansas with a score of 100/100 (Grade A).
Kansas has 159 FDIC-insured banks with a combined $84.1B in total assets. The average Bank Health Score across the state is 69/100.
The Bank Health Score (0-100) is based on four FDIC-reported metrics: Tier 1 capital ratio (35% weight), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%). Higher scores indicate stronger financial health.
Bank Health Scores are computed from quarterly FDIC Call Report data. Tier 1 capital ratio (35%), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%).