BENNINGTON STATE BANK
SALINA, KANSAS · FDIC Cert #16402
Capital & Safety Analysis
According to FDIC financial data, BENNINGTON STATE BANK holds a Tier 1 capital ratio of 16.94%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BENNINGTON STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BENNINGTON STATE BANK shows strong financial health indicators. With $977M in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BENNINGTON STATE BANK has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 16.94%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BENNINGTON STATE BANK holds $977M in total assets and $823M in total deposits. It is located in SALINA, KANSAS (FDIC Certificate #16402).
BENNINGTON STATE BANK has a Tier 1 capital ratio of 16.94%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.29%, and the return on assets is 1.99%.
Yes. BENNINGTON STATE BANK is FDIC-insured (Certificate #16402). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.