LYON COUNTY STATE BANK
EMPORIA, KANSAS · FDIC Cert #14952
Capital & Safety Analysis
According to FDIC financial data, LYON COUNTY STATE BANK holds a Tier 1 capital ratio of 17.65%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LYON COUNTY STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LYON COUNTY STATE BANK shows strong financial health indicators. With $190M in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LYON COUNTY STATE BANK has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 17.65%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LYON COUNTY STATE BANK holds $190M in total assets and $163M in total deposits. It is located in EMPORIA, KANSAS (FDIC Certificate #14952).
LYON COUNTY STATE BANK has a Tier 1 capital ratio of 17.65%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 1.29%.
Yes. LYON COUNTY STATE BANK is FDIC-insured (Certificate #14952). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.