CAPITOL FEDERAL SAVINGS BANK
TOPEKA, KANSAS · FDIC Cert #27981
Capital & Safety Analysis
According to FDIC financial data, CAPITOL FEDERAL SAVINGS BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CAPITOL FEDERAL SAVINGS BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
CAPITOL FEDERAL SAVINGS BANK shows some financial weakness with a Health Score of 41/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CAPITOL FEDERAL SAVINGS BANK has a Bank Health Score of D (41/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CAPITOL FEDERAL SAVINGS BANK holds $9.6B in total assets and $6.2B in total deposits. It is located in TOPEKA, KANSAS (FDIC Certificate #27981).
CAPITOL FEDERAL SAVINGS BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.11%, and the return on assets is 0.68%.
Yes. CAPITOL FEDERAL SAVINGS BANK is FDIC-insured (Certificate #27981). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.