STATE BANK OF SPRING HILL
SPRING HILL, KANSAS · FDIC Cert #8110
Capital & Safety Analysis
According to FDIC financial data, STATE BANK OF SPRING HILL holds a Tier 1 capital ratio of 25.66%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STATE BANK OF SPRING HILL has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STATE BANK OF SPRING HILL shows strong financial health indicators. With $59M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STATE BANK OF SPRING HILL has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 25.66%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STATE BANK OF SPRING HILL holds $59M in total assets and $55M in total deposits. It is located in SPRING HILL, KANSAS (FDIC Certificate #8110).
STATE BANK OF SPRING HILL has a Tier 1 capital ratio of 25.66%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.84%.
Yes. STATE BANK OF SPRING HILL is FDIC-insured (Certificate #8110). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.