CENTERA BANK
SUBLETTE, KANSAS · FDIC Cert #16436
Capital & Safety Analysis
According to FDIC financial data, CENTERA BANK holds a Tier 1 capital ratio of 15.77%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CENTERA BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CENTERA BANK shows strong financial health indicators. With $310M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CENTERA BANK has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 15.77%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CENTERA BANK holds $310M in total assets and $285M in total deposits. It is located in SUBLETTE, KANSAS (FDIC Certificate #16436).
CENTERA BANK has a Tier 1 capital ratio of 15.77%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.03%, and the return on assets is 0.91%.
Yes. CENTERA BANK is FDIC-insured (Certificate #16436). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.