HOWARD STB HOWARD KANSAS
HOWARD, KANSAS · FDIC Cert #4693
Capital & Safety Analysis
According to FDIC financial data, HOWARD STB HOWARD KANSAS holds a Tier 1 capital ratio of 15.10%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HOWARD STB HOWARD KANSAS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HOWARD STB HOWARD KANSAS shows strong financial health indicators. With $72M in assets and a Health Score of 99/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOWARD STB HOWARD KANSAS has a Bank Health Score of A (99/100). It holds a Tier 1 capital ratio of 15.10%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOWARD STB HOWARD KANSAS holds $72M in total assets and $65M in total deposits. It is located in HOWARD, KANSAS (FDIC Certificate #4693).
HOWARD STB HOWARD KANSAS has a Tier 1 capital ratio of 15.10%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.20%, and the return on assets is 2.04%.
Yes. HOWARD STB HOWARD KANSAS is FDIC-insured (Certificate #4693). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.