FIRST BANK OF BELOIT
BELOIT, KANSAS · FDIC Cert #4630
Capital & Safety Analysis
According to FDIC financial data, FIRST BANK OF BELOIT holds a Tier 1 capital ratio of 18.37%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST BANK OF BELOIT has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST BANK OF BELOIT shows strong financial health indicators. With $108M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST BANK OF BELOIT has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 18.37%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST BANK OF BELOIT holds $108M in total assets and $86M in total deposits. It is located in BELOIT, KANSAS (FDIC Certificate #4630).
FIRST BANK OF BELOIT has a Tier 1 capital ratio of 18.37%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.73%.
Yes. FIRST BANK OF BELOIT is FDIC-insured (Certificate #4630). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.